Question 1

What is an annuity loan?

Accepted Answer

An annuity loan is the most common form of mortgage financing. The monthly payment remains constant throughout the fixed-rate period and consists of interest and principal portions. Over time, the interest portion decreases while the principal portion increases.

Question 2

How does the loan calculator work?

Accepted Answer

Our free loan calculator computes your complete amortization schedule based on your inputs: loan amount, interest rate, repayment rate, and term. The calculation runs entirely in your browser – secure, fast, and without any data sharing.

Question 3

Is my data secure?

Accepted Answer

Yes, all calculations run locally in your browser – no financial data is transmitted to any server. There is no advertising, no tracking, and no data sharing with third parties.

Question 4

What does Immobilio cost?

Accepted Answer

Immobilio is completely free – no restrictions, no hidden costs, no advertising. You can use the loan calculator, wealth portfolio, and all export features without registration.

Question 5

Can I compare different financing scenarios?

Accepted Answer

Yes, with the scenario comparison feature you can place multiple financing options side by side and find the optimal mortgage for your situation.

Question 6

What export formats are available?

Accepted Answer

You can export your amortization schedule as PDF, Excel (XLSX), or CSV. All exports are professionally formatted and include a summary as well as the detailed monthly or yearly breakdown.